Social Security card and legible photo I.D.

Addresses for the previous two years (if renting, include landlord’s name and phone number)

Mortgage company name, address, account number, approximate balance, and market value.

HOA bills on any properties

Homeowners Insurance declarations page (reflects agent content info, premium, and coverage period)

Name, address, phone number of employers (current and previous two years)

Engagement letter (for new employment situations, citing dates and terms of your employment)

Two most recent pay stubs and proof of any additional income including benefits, dividends, social security, retirement, rental income, etc.

Last two years W-2s and/or 1099s

If self-employed or commissioned, business/personal Income Tax Returns for previous two years (with all schedules K-1s) and year-to-date Profit/Loss and Balance Sheet Statements

Names, addresses, account numbers and approximate account balances

Last 3 month’s bank/savings account statements

Checking, savings, investment, and retirement accounts

Names, addresses, account numbers, monthly minimum payment, balance (including zero balance accounts)

Leases on rental property owned

Bankruptcy with release

Settlement statements (previously owned property, sale of business, etc.)

Transcripts from school if recent graduate

Copy of divorce decree or Separation Agreement

Documentation of child support/alimony

Copy of fully executed contract including counterproposals, addendums (signed by both the Seller & Buyer)

Copy of earnest money check

Certificate of eligibility if applying for VA Loan; copy of DD 214

At time of loan application you will generally need to pay an application fee, appraisal fee and credit report.